Saturday, September 14, 2013

Monitor Credit Score

When it comes to making sure that you and your family are well protected from identity theft, one of the most important things you can do is to learn how to monitor your credit score. If you have yet to get a credit score recently on your own personal finances then it is important that you understand how to monitor your credit score so that you can get a detailed credit report and to see if anything suspicious is going on that may indicate your identity has been stolen. Getting a credit report is a great way to detect and possibly stop identity theft, which is why every person should know how to monitor their credit score and who to call to help them protect themselves against identity theft.

Monitor Your Credit Score Carefully

For individuals who aren’t already monitoring their credit score, it is important to understand the basics of credit reports and how you should be checking your credit score. The only way to know what your credit score is and to understand what type of credit you have is to get a detailed credit report from a reputable third party company. When it comes to monitoring your credit score you will want to make sure that you are getting what is known as a 3-in-1 report. A 3-in-1 credit report will provide you with three different credit scores. When you receive a consumer credit report, the three major credit agencies; Equifax, Experian and TransUnion will all provide you with an individual credit score. Keep in mind that as these are three different companies you can get different scores from each credit agency. This is the best way to make sure you are completely monitoring your activity for potential identity theft issues.

Where to Monitor Credit Score

If you want to access your detailed credit report and get the scores from all of these companies, you will need to find a consumer credit report organization that offers complete 3-in-1 credit report services. If you are doing this in order to make sure that you are protected from identity theft, then make sure you turn to an agency that also specializes in identity theft and monitoring services. They will be able to help alert you if anything suspicious happens with your credit report or if anything is going on with your score that indicated your identity may have been stolen. This is the best way to make sure that you are on the look out for potentially harmful credit and identity theft issues.

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